Disclaimer

Estimates, not guarantees

All results are based on the inputs you provide and the assumptions outlined on the Assumptions page. If your real-world pricing, usage, or terms change, the actual costs may differ. Use the calculator to explore scenarios, but do not treat the outputs as guaranteed outcomes.

The break-even month is a planning tool that shows when total costs cross. It does not account for non-financial considerations such as features, support quality, or personal preference. Those factors may be just as important as the raw numbers.

Because the calculator is designed to be simple and fast, it does not attempt to predict vendor behavior, price changes, or changes in service quality. If any of those factors are likely in your situation, use the calculator as a baseline and layer your own judgment on top.

No financial or legal advice

We do not provide financial, investment, tax, or legal advice. The calculator is intended for general informational purposes. If you need advice tailored to your situation, consult a qualified professional.

Any decisions you make based on the calculator are your responsibility. We encourage you to validate the numbers with your own research or by comparing real quotes from vendors.

Third-party products and pricing

Scenario pages reference common decision contexts such as software licensing, subscriptions, or equipment purchases. We do not endorse or represent any specific vendor. Pricing varies by provider, region, and contract terms, so always use the calculator with your actual numbers rather than sample defaults.

If you notice inaccurate defaults or have a suggested scenario, you can contact us. We update the scenario presets when we receive better information or community feedback.

We do not receive compensation for listing scenarios, and scenario pages are not endorsements. They are meant to help you compare costs in a recognizable context, not to steer you toward a particular provider or product.

Limitation of liability

The calculator is provided "as is" without warranties of any kind. We are not liable for losses or damages that may arise from the use of this tool, including decisions made based on its output.

By using this site, you acknowledge that you are responsible for validating the information and making your own decisions.

In short, the calculator is a guide, not a guarantee. Use it to frame your decision, then confirm the details with real quotes or policies before you commit to a subscription or purchase.

Advertising and sponsorship

If the site displays advertising, ads are not endorsements. We do not tailor calculator results to ads, and ad placement does not influence the recommendation logic. The calculator output is driven solely by the inputs you provide.

Sponsored content, if ever added, will be clearly labeled. Our goal is to keep decision guidance independent so users can trust that the math is consistent across scenarios.

Privacy policy

We do not ask for personal data to run calculations. If you contact us, you may provide an email address or message. For more details, review the privacy policy.

The privacy policy explains what data may be collected and how it is handled. We recommend reviewing it alongside this disclaimer before relying on the tool for important decisions.