Cost Calculator

Scenario pages

Scenario pages are decision tools with realistic defaults and context-specific explanations. Each page still uses the same core calculator, but the framing helps you apply the math to a real situation.

How to use these scenarios

Pick the scenario that matches your situation, then replace the default numbers with your actual pricing and expected usage duration. The result summary shows total costs and the break-even month. The guidance section explains which factors typically flip the decision in that scenario.

If you do not see a perfect match, choose the closest scenario and adjust the numbers. The calculator logic is identical across pages, so the decision still reflects the same break-even math.

Software subscription vs lifetime license

Decide whether a recurring software subscription or a one-time lifetime license is cheaper over your usage horizon.

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Design tool subscription vs perpetual license

Compare a design tool subscription to a perpetual license to see which option is cheaper for your design timeline.

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Video editing suite: subscription vs one-time

Figure out whether a subscription editing suite or a one-time purchase is cheaper for your video production schedule.

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Online course membership vs one-time course purchase

Decide between a recurring course membership and buying a single course outright based on your learning timeline.

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Fitness app membership vs one-time training plan

Compare a fitness app subscription to a one-time training plan based on how long you expect to follow it.

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Home security monitoring vs upfront system

Decide whether a monthly home security monitoring plan or an upfront system purchase is cheaper for your expected stay.

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Streaming bundle vs buying individual titles

Compare a streaming subscription bundle to buying individual movies or shows based on how long you watch.

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Gym membership vs buying home equipment

Compare a gym membership to buying home equipment to see which is cheaper for your workout timeline.

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Solar panels vs grid electricity

Compare the cost of installing solar panels to paying a monthly electricity bill based on your expected stay.

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Coworking membership vs home office setup

Compare a coworking membership to a one-time home office setup based on how long you plan to use the space.

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Car lease vs buying outright

Compare leasing a car to buying it outright based on how long you plan to keep the vehicle.

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Printer lease vs buying equipment

Decide between leasing a printer and buying one outright based on expected usage duration.

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Small business accounting software: SaaS vs desktop

Compare a SaaS accounting subscription to a one-time desktop license for a small business.

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CRM subscription vs perpetual license

Decide whether a CRM subscription or a perpetual license is cheaper for your sales team timeline.

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Cloud storage subscription vs local hardware

Compare ongoing cloud storage fees to buying local storage hardware based on how long you need the data.

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Phone plan subscription vs prepaid device

Compare a monthly phone plan to buying a phone outright and using prepaid service over your usage period.

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Prefer a neutral starting point?

The main calculator is ideal if you already know your pricing and want a direct comparison without scenario framing.

Go to main calculator